免费日韩片_欧美成人精品一区二区男人小说_国产乱码一区二区三区四区_国产精品国产三级国产aⅴ入口_成人看的污污超级黄网站免费_欧美一级在线免费观看_成人午夜免费无码福利片_国产乱人伦偷精品视频色欲_aaa少妇高潮大片免费看_国产精品1234_亚洲精品国产suv一区88_中文字字幕在线中文无码_精品亚洲区_午夜九九九_国产av国片精品jk制服丝袜_色综合亚洲_亚洲成av人片无码bt种子下载_欧美色就色_精品少妇的一区二区三区四区_男人用嘴添女人下身免费视频

By Tian Hui, Research Institute of Finance, DRC

Research Report, No.141, 2020 (Total 5885) 2020-6-12

Abstract: The insurance industry has played an inseparable role in the global fight against the epidemic, which can be seen in the following three aspects. First, the insurance industry has fulfilled relevant duties within the contract terms. Not only do many insurance products bear the liability for the losses induced by the epidemic, but insurance companies also refund part of premiums according to the loss rate’s reduction of some kinds of insurance. Second, the insurance industry has expanded the liability actively or otherwise, such as making appropriate adjustments to the operation process, and covering the cost of the virus testing through legislation. But it needs to be noted that there are different views over the business interruption insurance. Third, regulators have provided support to maintain the performance of insurance companies to meet their obligations, such as taking measures to ensure adequate capital of insurance companies, and adjusting regulatory rules to provide insurance companies a more relaxed operating environment. We could draw the following enlightenments from the analysis of the above-mentioned facts. The coverage and penetration rate determine the extent of the role played by the insurance industry; this industry can contribute to the fight against the epidemic in many ways; the dividing line of insurance liability should be fixed upon by rules in clear terms.

Keywords: insurance industry, battle against the epidemic, compensation, the world