免费日韩片_欧美成人精品一区二区男人小说_国产乱码一区二区三区四区_国产精品国产三级国产aⅴ入口_成人看的污污超级黄网站免费_欧美一级在线免费观看_成人午夜免费无码福利片_国产乱人伦偷精品视频色欲_aaa少妇高潮大片免费看_国产精品1234_亚洲精品国产suv一区88_中文字字幕在线中文无码_精品亚洲区_午夜九九九_国产av国片精品jk制服丝袜_色综合亚洲_亚洲成av人片无码bt种子下载_欧美色就色_精品少妇的一区二区三区四区_男人用嘴添女人下身免费视频

By Yan Yan, Yin Zhichao, Zhang Shiguo, Peng Changyan, Yue Pengpeng, Pan Beixiao & Wu Yu, Institute of Economics, Management World Magazine

Research Report, No.31, 2019 (Total 5531) 2019-3-13

Abstract: This paper comes up with a comprehensive inclusive financial index system, synthesizes a family inclusive financial index based on the survey data of China’s family inclusive finance, and further reveals the development level of China’s family inclusive finance. In 2017, the total index of family inclusive finance in China averaged 0.575, and the overall development of family inclusive finance stood at the upper-middle level. Viewing from the perspective of demand side, social health care and pension insurance have achieved remarkable results and bank accounts and digital financial services still have much room for promotion whereas family formal credit market participation is low, and the quality of financial services has a long way to go. From the perspective of supply side, the coverage of community financial infrastructure is at a medium level, and more attention needs to be paid to improving the accessibility of financial services. With regard to farmers, poor families, low-income families, elderly families and sandwich-layer families, the level of inclusive finance is significantly low. International comparison study results show that China’s inclusive financial development is ahead of BRICS countries, but lags far behind the developed countries in Europe and the United States.

Key words: inclusive finance, international comparative index, impact