去年房市的瘋狂讓不少家庭成了“百萬負翁”，但貸款的風險也應該引起足夠的注意。如果未來收入出現變動，小心淪為“僵尸負債人”。

Zombie debtor is an indebted consumer who is only able to pay the debt interest each month.
“僵尸負債人”指的是每月僅能償還負債利息的欠債消費者。

Zombie debtor refers to someone who is unable to pay off the capital of the loan, and whose repayments only service the interest charge.
“僵尸負債人”是指無法償還貸款本金，只能償還利息費用的人。

例句：

In Britain, it is feared that 3.5m people will turn to payday lenders in the next six months but research shows that nearly two-thirds will regret the decision. Many will be unable to pay off the loan and risk becoming "zombie debtors".
在未來的六個月內，英國350萬人將會申請發薪日貸款，然而研究顯示，三分之二申請貸款者會為這一決定后悔。許多人將無法付清貸款，有可能會淪為“僵尸負債人”。

（中國日報網英語點津 yaning）