Google has launched its competitor to Apple Pay - turning Android phones into a credit card.
谷歌推出蘋果支付(Apple Pay)的競爭產品安卓支付（Android Pay），安卓支付可以使安卓手機實現信用卡的功能。

The firm says it will give millions of people a new way to buy goods and services using their phones.
谷歌稱，安卓支付將向數百萬人提供使用手機購買商品和服務的一種新方式。

It was thought the payment system would launch alongside Google’s Marshmallow operating system, expected in October, but Google launched it on Thursday.
外界本以為該支付系統將于10月份和谷歌的“棉花糖”操作系統（即安卓6.0）一同發布，沒想到谷歌在9月10日就將它推出市場了。

It is a direct competitor to Apple Pay, and does almost exactly the same thing - except on Android phones.
安卓支付是蘋果支付的直接競爭對手，它和蘋果支付的功能幾乎完全一致，只是它在安卓手機上運行。

'Today, we’re beginning to roll out Android Pay - the simple and secure way to pay with your Android phone at over one million locations across the US,' Google said in a blog post.
谷歌在博客中宣布：“今天，我們開始推廣安卓支付——這種使用安卓手機支付的方式簡單而且安全，可在全美逾百萬家商鋪進行交易”。

'Android Pay also stores your gift cards, loyalty cards and special offers right on your phone.
“安卓支付還能把禮品卡、積分卡和特別折扣直接存在你手機里。”

'We’ll be rolling out gradually over the next few days, and this is just the beginning.
“我們將在接下來幾天內持續推出相關服務，這只是一個開始。”

'We will continue to add even more features, banks and store locations in the coming months, making it even easier to pay with your Android phone.'
“接下來幾個月，我們還會將繼續增加更多功能，支持安卓支付的銀行和商鋪也會越來越多，用安卓手機支付將變得更加便捷。”

Google says the service will work at over one million locations across the US.
谷歌稱這項支付服務將入駐全美逾百萬家商鋪。

Existing Google Wallet users can access Android Pay through an update to your Wallet app.
已經在使用谷歌錢包的用戶可以通過升級谷歌錢包應用實現安卓支付的功能。

For new users, Android Pay will be available for download on Google Play in the next few days, and will come preinstalled on new NFC-enabled Android phones from AT&T, T-Mobile, and Verizon Wireless.
新用戶接下來幾天就可以在Google Play（Google為安卓設備開發的在線應用程序商店）中下載安卓支付應用，運營商AT&T、T-Mobile和Verizon Wireless新上市的支持近場通訊（NFC）技術的安卓手機也會預裝安卓支付。

Google also emphasised the security of the system, which like Apple Pay, doesn't reveal a user's real card number.
谷歌還強調了安卓支付系統的安全性，同蘋果支付一樣，它不會泄露用戶真實的銀行卡號。

'We know how important it is to keep your personal and financial information secure, so Android Pay is supported by industry standard tokenization.
“我們知道保護用戶個人信息及財務信息安全的重要性，所以安卓支付應用了工業級水準的標記化技術。”

'This means your real credit or debit card number isn't sent with your payment. Instead, we’ll use a virtual account number that provides an extra layer of security.
“這意味著在交易時你的信用卡號或借記卡號不會被發送，我們會使用一個虛擬賬號來提供額外的保護。”

'As soon as you make a purchase, you'll see a payment confirmation that shows where a given transaction happened, so it's easy to catch any suspicious activity.'
“一旦發生購物行為，用戶就會看到支付確認信息，顯示這樁交易的發生地點，所以任何可疑的活動都很容易發現。”

Users will simply have to unlock their phone like they normally do and place it near a merchant's contactless terminal to make a payment.
用戶只需像平時一樣解鎖手機，將手機靠近商家的非接觸式終端即可支付。

No app needs to be open and they will see a payment confirmation and get transaction details on their phone.
不需打開任何應用程序，用戶就可以在手機上收到支付確認信息和交易詳情。

With select retailers, loyalty points and special offers will be automatically applied at checkout.
在精選零售商處結賬時，積分卡積分和特別折扣也會自動生效。

Android Pay will store a user's credit, debit and loyalty card details, so when they are in a shop, they will simply have to unlock their phone to authenticate a payment and tap their phone on an Android Pay terminal to buy goods.
安卓支付將儲存用戶信用卡、借記卡和積分卡的詳情，當用戶在商鋪時，他們只需解鎖手機驗證支付，在安卓支付終端上刷一下手機就能購買商品。

Transaction details will be sent to the handset and some retailers will offer loyalty points for using it.
交易詳情將發送至手機，一些零售商還會給使用安卓支付的顧客獎勵積分。

For online purchases, users will be able to hit a 'Buy with Android Pay' button to avoid having to enter their bank details and shipping address each time.
在線購物時，用戶可以點擊“使用安卓支付”的按鈕以避免每次交易都要輸入銀行卡信息和收貨地址。

When it does eventually launch, Android Pay will be accepted at more than 700,000 store locations across the US, and in over 1,000 Android apps, Google said. 'And we'll be adding more every day.'
谷歌稱，安卓支付正式發行后，全美將有超過70萬家商鋪，還有逾千個安卓應用支持這一支付方式。“而且我們每天都將進一步擴大安卓支付的應用范圍。”

Vocabulary

loyalty card：積分卡

preinstall：預安裝

tokenization：標記化

authenticate：認證

英文來源：每日郵報

譯者：Garfield貓

審校&編輯：劉明